In an exciting development, Credit Hub Australia is proud to announce the launch of its new Islamic finance product tailored for property purchases. As a group, we have over 20 years of experience in the finance industry and now we are offering an array of affordable Islamic financing options to make your dreams a reality.
Unlocking Opportunities with Islamic Finance:
Islamic finance has gained widespread recognition for its ethical and responsible approach to financial transactions. At Credit Hub, we have always strived to provide innovative and inclusive financial solutions to meet the diverse needs of our clients. Our new Islamic finance product is a testament to our commitment to offering solutions that align with our client’s values and adhere to the principles of Shariah.
What We Can Finance:
At Credit Hub, we understand that your property investment aspirations are diverse, and we’re here to support you every step of the way. Whether it’s a new property, established home, land or both land and property, we can finance the purchase at affordable rates. Our comprehensive financing solutions cover a wide range of property-related needs, ensuring that you can achieve your goals while staying true to your values. Here’s what we can finance.
Construction (House & Land): Embarking on a construction project to build your dream home? We provide the necessary financing to help you bring your vision to life. Our construction financing options cover both the house and land, making the journey to your custom-built home smoother and more affordable.
Commercial Property: For those looking to invest in commercial ventures, we offer financing solutions for commercial properties. Whether you’re interested in office spaces, retail establishments, or other commercial properties, we can help you secure the funds you need to expand your portfolio.
New Purchase: The excitement of purchasing a new property is a milestone worth celebrating. With Credit Hub, you can access financing for your new property purchase, ensuring that you can transition into your new home with ease.
Vacant Land: Investing in vacant land provides opportunities for future development or personal use. Whether you’re looking to buy land for investment purposes or for building your future home, our financing solutions cover vacant land purchases.
Refinance: Refinancing your property can offer financial flexibility and potentially reduce your loan costs. Credit Hub provides refinancing options for those looking to optimize their existing financing while adhering to Islamic principles.
Features of Our Product:
We provide you with a comprehensive and Sharia-compliant financing solution that aligns with your values while meeting your financial goals. Our Islamic Home Finance comes with a range of features tailored to cater to your specific needs:
- Loan-to-Value Ratio (LVR) up to 90%:
- Finance up to $2 Million:
- Full-Doc and Low-Doc Loans Available:
- Competitive Finance Rates:
- No Waiting Period:
- Unlimited Additional Repayments:
Eligibility & Application:
At Credit Hub, we strive to make the application process as smooth and straightforward as possible. We believe in transparency and ensuring that you have all the information you need to take the next steps toward your property investment. Here’s what you need to know about eligibility and the application process:
Documentation Requirements: To initiate your application, there are a few essential documents you’ll need to provide. These include proof of identity, details of your employment, confirmation of income, expenses, and a breakdown of your assets and liabilities. These documents help us understand your financial situation better and tailor a financing solution that aligns with your needs.
Basic Eligibility Criteria: In addition to the necessary documentation, there are a few basic eligibility criteria that you should meet to qualify for Hejaz Islamic Home Finance:
- You must be over 18 years of age, in accordance with legal requirements.
- A minimum deposit of 10% is required for your property purchase. This ensures your commitment to the investment and helps make your financing more feasible.
- You need to be an Australian Citizen or Permanent Resident to be eligible for our financing solutions. This ensures that our services are accessible to those within the Australian community.
Your Path to Ethical Property Ownership:
At Credit Hub, we are committed to guide you through a pathway to ethical property ownership that’s in line with your values. We’re dedicated to helping you achieve your property investment goals responsibly and with integrity.
Securing your property investment through Credit Hub is a straightforward process. Our team of experts is here to guide you through the application process, provide you with the necessary information, and help you choose the right financing option for your needs. To give you more clarity though the process, please call Syed Hasan at 0423398969 or email syed@credithub.com.au.
Alternatively, to reach Credit Hub Australia you can also talk to our friendly team at 1300 782 944, send us a note at info@credithub.com.au., visit our website https://www.credithub.com.au/ and leave your details and we will get back to you. You can also reach us through Facebook with the following link https://www.facebook.com/credithub/.
Disclaimer:
The information presented by staff or employees of Credit Hub and its associated companies is provided for general informational purposes only. We do not guarantee the accuracy, completeness, or timeliness of the data or views presented. Audience members should conduct their own research and verify any information before relying on it. Credit Hub and its associated companies are not liable for any errors or omissions, or for any actions taken based on the information presented.