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How to Find the Right Property Manager for your Investment Property
- June 29, 2018
- Posted by: Ruchir Gulati
- Category: Home Loans, Money Saving Tips, Mortgage
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Hiring someone to manage your investment property is as important as choosing the right property to invest in. With the property investment rates reaching new heights, it has become crucial for owners to find right managers who have the potential to maximise their profits while at the same time minimise their stress. In an ideal…
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What Are the Questions That you Need to Ask Your Conveyancer
- June 22, 2018
- Posted by: Ruchir Gulati
- Category: Home Loans, Mortgage
A property investment can be one of the most important investments you make in your life. With the real estate sector reaching new levels, owning a property nowadays requires you to invest a significant amount of your lifelong earnings. An investment worth this much needs to be processed smoothly, efficiently, as well as according to…
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5 potential benefits of Investing in Mortgage Funds
- May 17, 2018
- Posted by: Ruchir Gulati
- Category: Mortgage
What are mortgage funds? Mortgage funds are your answer if you are looking forward to meeting your financial requirements. Mortgage funds are also known as ‘Mortgage Trusts’ or ‘Mortgage schemes’, wherein the money is pooled by various investors and lent out to borrowers for buying or developing properties, or even to invest in other mortgage…
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What is a Mortgage Offset Accounts and How Can it Save More Money on Your Mortgage
- May 10, 2018
- Posted by: Ruchir Gulati
- Category: Money Saving Tips, Mortgage
How much do you know about offset accounts? Let us first begin with a brief explanation and then move ahead with the details. Offset accounts are a type of savings or transaction account that is connected to an eligible home or investment loan. Mortgage offset accounts can be linked either to a fixed or variable…
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When is the right time to Switch Mortgage Providers?
- May 3, 2018
- Posted by: Ruchir Gulati
- Category: Competitive research, Mortgage
After having been with your current mortgage provider for some time now, it’s only natural for you to wonder whether it’s time to go ahead and make a switch. It’s true that you could save a lot of dollars by doing so, yet you are still doubtful if the time is right for you. Irrespective…
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How Can Parents Help Their Child Buy a First Home Without Risking their Financial Security
- April 26, 2018
- Posted by: Aman Singh
- Category: Economics, Home Loans, Money Saving Tips, Mortgage
Helping your child with getting a home loan for buying a house for the first time comes with its benefits like earning about 3% in long-term. Your child, on the other hand, will be able to save on closing costs, Private Mortgage Insurance (PMI), and interest rates. The number of young home buyers in the…
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Home Loan for Self Employed – What Do I Need To Know?
- March 23, 2018
- Posted by: Simran
- Category: Home Loans, Loan Repayment, Mortgage
If you are planning to buy a home and are self-employed, irrespective of how much you earn as a regular monthly income, getting a home loan will be a relatively difficult task when compared to salaried professionals earning similar incomes. To obtain a home loan you would be required to submit several documents like tax…
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How to Buy Property Off your Self-Managed Super Fund
- February 23, 2018
- Posted by: Aman Singh
- Category: Finance & accounting, Mortgage, super Funds
Buying a property off your Self Managed Super Funds (SMSF) is a common trend among Australians, and has been popular since the year 2007 when Self Managed Super Funds were allowed to be borrowed for buying assets. Figures by the Australian Taxation Office (ATO) reflect that it was ever since then, that a steady increase…
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What is Income Protection and How Does it Work?
- February 5, 2018
- Posted by: Simran
- Category: Insurance, Money Saving Tips
For those of us who have a limited understanding of income protection insurance, there are many questions that need to be asked and answered. Some of the questions that will cross your minds are- What is the main purpose of income protection insurance? What does it cover? Who does it cover and will you require…
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Why it’s Advisable to Make Extra Mortgage Repayments
- January 24, 2018
- Posted by: Ruchir Gulati
- Category: Extra Repayments, Home Loans, Loan Repayment, Money Saving Tips, Mortgage
It’s a great feeling to own a home, but making payments on the mortgage every month for the next many years can be a complete turn-off. Your only wish is to get your home loan paid off as quickly as possible so that you can become debt-free and enjoy full ownership of your property. Well,…
