Calculators for Every Financial Decision

Whether you’re working out how much you can borrow, comparing loan options, planning your budget, or projecting your retirement, our free calculators give you a clearer picture before you make a decision, or before you sit down with a broker.

Explore Our Full Range of Calculators

From borrowing power to budgeting, super to loan comparisons, here’s every calculator we offer in one place.

Asset Finance

Estimate repayments for financing business assets.

Balloon Payment

See how a balloon payment changes your loan.

Borrowing Power

See how much you might realistically be able to borrow.

Budget Planner

Map your income and expenses to plan smarter.

Comparison Rate

Compare the true cost of a loan, fees included.

Compound Interest

Watch how your savings could grow over time.

Credit Card Payoff

See how fast you could clear your balance.

Equipment Finance

Compare chattel mortgage, lease, and hire purchase.

Extra Repayments

See how extra repayments can reduce your loan term.

Income Annualisation

Turn a new job's income into a yearly figure.

Income Gross-Up

Turn your take-home pay into gross income.

Income Tax

Turn a new job's income into a yearly figure.

Introductory Rate Loan

Understand what happens once your honeymoon rate ends.

Lease vs Buy

Compare leasing and buying to find the better option.

Loan Comparison

Weigh up two loans side by side, properly.

Loan Repayment

Work out your repayments before committing to a loan.

LVR Equity

Check your loan-to-value ratio and available equity.

Mortgage Switching

See what refinancing could actually save you.

Offset Savings

See how an offset account can reduce interest.

Refinance Cost Benefit

Find out if refinancing could save you money.

Retirement Calculator

Project your super balance and your retirement readiness.

Reverse Mortgage

See how your reverse mortgage balance could grow.

Savings Goal (How Long to Save)

Find out how long it'll take to reach your financial goal.

Split Loan

See how splitting fixed and variable rates plays out.

Stamp Duty Broker

See the same estimate our brokers use

Vehicle Loan

Estimate repayments for your next vehicle loan.

How Can Our Calculators Help You?

Big financial decisions usually come with a lot of unknowns, such as how much you can borrow, what a loan will really cost, or whether you’re on track for retirement. Our calculators turn those unknowns into an actual number, based on the figures you enter, so you’re working from something concrete rather than a guess.

Each calculator focuses on a specific question, but they’re built to work together. Check your borrowing power, then your repayments, then how a loan’s comparison rate stacks up, and you’ll end up with a far clearer picture than any single calculator could give you on its own.

Ready to Explore Your Options?

Run the numbers with whichever calculator fits your situation, then talk to a Credit Hub broker about turning that estimate into an actual plan.

Frequently Asked Questions

Quick answers to what people ask most before using our calculators, including accuracy, privacy, and what comes next.

We offer a full range covering borrowing power, loan repayments, budgeting, comparison rates, super and retirement, income tax, and more, all listed above.

Yes, every calculator on this page is free, with no sign-up or obligation required to see your results.

They’re a genuine estimate based on the figures you provide, but actual outcomes depend on the specific lender, product, or fund involved, so treat the result as a starting point rather than a final number.

No, you only need to enter the financial figures relevant to that calculator, like loan amount, income, or savings balance, nothing more.

It depends on your goal; if you’re planning to buy property, borrowing power and repayments are a good starting point. If you’re focused on savings or retirement, start with those calculators instead.

Yes, many people do, checking borrowing power alongside repayments, or a savings goal alongside compound interest, gives an entire picture than any single tool alone.

No, they’re designed to help you understand your situation before that conversation, not replace it. A broker or adviser can factor in your full circumstances in a way a calculator can’t.

Hear From Our Clients Who Found Us For Their Finance and Property Needs

Discover client experiences with our trusted loan and finance solutions.

Emma
Melbourne, Vic
Credit Hub understood my investment goals and helped me secure commercial property funding faster than any bank.
David
Brisbane
Switching my loan felt confusing, but Credit Hub explained everything clearly and saved me a lot of money.
Mohan
Perth
Credit Hub’s team really knows their stuff! They made everything easy, kept me informed, and helped me secure my loan without delays.
Ollex
Melbourne
As a first-home buyer, I had no idea where to start. Credit Hub guided me step by step and made the journey stress-free!
Shreya
Melbourne
Highly recommended! Amazing people.

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Mortgage Broker in Point Cook

Credit Hub Australia

About the role

Join our dynamic team at Credit Hub Australia as a Finance/Mortgage Broker in our conveniently located Point Cook office, close to the freeway and train station, with free parking available.

In this role, you will be responsible for providing personalised mortgage solutions to our valued clients and also managing your colleagues by co-ordinating the allocation of files and general day to day running of the broker team. With a focus on delivering exceptional customer service, you will guide clients through the entire mortgage process, from initial application to final approval.

“Position is for Mortgage broker on commission/contract basis.”

What you'll be doing
  • You will develop and expand network with our help.
  • Sales, cold calling, and networking come naturally to you. You thrive on engaging with prospective clients to understand their unique financial needs and goals.

  • You will act on leads and existing database as provided and generate sales and ongoing relations.

  • Actively participate in team meetings and contribute to the overall success of the business

What we're looking for
  • You are an existing broker with proven experience in Mortgage Broking or lending abilities, or in a similar financial services role looking to take your career further with a successful Mortgage house.

  • In-depth knowledge of the Australian mortgage market, including products, policies, and regulatory requirements.

  • Excellent communication and interpersonal skills, with the ability to build lasting relationships and earn client trust.

  • A strong commitment to delivering outstanding customer service and consistently exceeding client expectations.

  • Self-motivated and capable of working independently, while also thriving in a collaborative team environment.

  • Relevant industry qualifications, such as a Certificate IV in Finance and Mortgage Broking.

  • Ability to manage multiple tasks, stay organized, and work reliably without supervision.

  • A results-driven mindset with a strong sales focus, coupled with exceptional work ethic, time management, and multitasking abilities.

What we offer

At Credit Hub Australia, we are committed to providing our team with a supportive and rewarding work environment. Some of the key benefits of joining our team include:

  • Competitive remuneration and performance-based bonuses
  • Ongoing training and professional development opportunities
  • Flexible work arrangements and a positive work-life balance
About us

Credit Hub Australia is a leading provider of mortgage and finance solutions, with a strong presence in the Point Cook in the Western Suburb of Melbourne and surrounding areas. Our mission is to empower our clients to achieve their financial goals by delivering personalised, expert advice and exceptional customer service. We are a dynamic and growing team, driven by a passion for helping our clients and making a positive impact on our local community. We are with Finsure as an agrregator Group. 

If you’re ready to take the next step in your career as a Mortgage Broker, apply now to join our team at Credit Hub Australia.

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